About Company
Centier Bank is Indiana’s largest private, family-owned bank, proudly serving communities since 1895. With a rich history built on a foundation of integrity, trust, and exceptional client service, Centier Bank is committed to fostering economic growth and financial well-being for individuals and businesses across the state. We believe in building lasting relationships, not just transactions, and our associates are at the heart of our success. We are dedicated to creating a supportive and empowering work environment where every team member can thrive, make a meaningful impact, and contribute to the vibrant communities we serve. Join a company that values its people as much as its clients.
Advertisement
Job Description
Centier Bank is seeking a highly motivated and experienced Commercial Lender to join our dynamic team in Fishers, Indiana. This critical role is designed for a professional who is passionate about building strong business relationships and contributing to the economic vitality of our local communities. As a Commercial Lender, you will be responsible for originating, underwriting, and managing a diverse portfolio of commercial loans, tailored to meet the unique financial needs of small to mid-sized businesses. You will act as a trusted advisor, understanding our clients’ operations, challenges, and aspirations to provide comprehensive financial solutions that support their growth and success. This position demands a keen understanding of financial markets, strong analytical skills, and an unwavering commitment to client service. If you are a proactive self-starter with a proven track record in commercial lending and a desire to work for a community-focused institution that values long-term relationships, we encourage you to apply. You will play a pivotal role in expanding Centier Bank’s presence, driving revenue growth, and upholding our reputation as a premier financial partner in the Fishers area.
Key Responsibilities
- Develop and manage a portfolio of commercial loan clients, fostering strong, long-term relationships.
- Actively prospect for new business opportunities, generating leads, and networking within the local community to attract new commercial clients.
- Analyze financial statements, cash flow, and collateral to evaluate creditworthiness and structure appropriate loan facilities.
- Prepare comprehensive credit proposals, ensuring compliance with bank policies, regulatory requirements, and sound lending practices.
- Negotiate loan terms, conditions, and pricing with clients, ensuring mutually beneficial agreements.
- Monitor existing loan portfolio performance, identify potential risks, and implement proactive solutions.
- Collaborate with internal partners across various departments (e.g., Treasury Management, Wealth Management) to offer holistic financial solutions.
- Stay informed about market trends, economic conditions, and competitive landscape to identify new business opportunities and risks.
- Ensure all lending activities comply with federal and state regulations, as well as internal bank policies and procedures.
- Participate in community events and business associations to enhance the bank's visibility and build referral networks.
Required Skills
- Minimum of 5 years of commercial lending or relevant banking experience.
- Demonstrated ability to originate, underwrite, and manage a diverse portfolio of commercial loans.
- Strong financial analysis and credit assessment skills.
- Excellent sales, negotiation, and business development capabilities.
- Exceptional verbal and written communication skills.
- Proficiency in financial software and Microsoft Office Suite (Excel, Word, PowerPoint).
- Thorough understanding of banking regulations and compliance requirements.
- Proven ability to build and maintain strong client relationships.
Preferred Qualifications
- Bachelor's degree in Finance, Business Administration, Accounting, or a related field.
- MBA or other advanced degree.
- Prior experience working with small to mid-sized businesses in the Fishers, Indiana market.
- Established network of business contacts within the local community.
- Experience with C&I and Commercial Real Estate lending.
Perks & Benefits
- Competitive salary and performance-based incentives.
- Comprehensive health, dental, and vision insurance.
- 401(k) plan with company match.
- Paid time off (PTO) and paid holidays.
- Opportunities for professional development and career advancement.
- Life and disability insurance.
- Employee assistance program.
- Supportive and collaborative work environment.
- Community involvement opportunities.
How to Apply
Interested candidates are encouraged to apply by clicking the application link below. Please submit your resume and a cover letter detailing your relevant experience and why you are the ideal candidate for this role. We look forward to reviewing your application.
Advertisement
