About Company
Sterling Bank Plc is a leading commercial bank in Nigeria, committed to driving financial inclusion and empowering communities. We are a dynamic and innovative institution with a strong focus on customer service and sustainable growth. We offer a diverse range of financial products and services to individuals and businesses across the country. We pride ourselves on our commitment to excellence and our supportive and inclusive work environment. At Sterling Bank, we believe in fostering a culture of growth and development for our employees, providing them with opportunities to enhance their skills and advance their careers.
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Job Description
As a Microfinance Officer at Sterling Bank Plc, you will play a crucial role in delivering financial services to individuals and small businesses within the Umuahia community. You will be responsible for identifying potential clients, assessing their creditworthiness, disbursing loans, and collecting repayments. You will work closely with the local community, building strong relationships and promoting financial literacy. This is a challenging yet rewarding role requiring strong interpersonal skills, a passion for community development, and a commitment to ethical lending practices. This position offers a fantastic opportunity to make a real difference in the lives of individuals and families in the community while contributing to the growth of a reputable financial institution. You will work closely with a supportive team and receive ongoing training and development to enhance your skills and knowledge.
Key Responsibilities
- Identify and assess potential microfinance clients
- Conduct thorough credit assessments and risk analysis
- Disburse loans and manage loan portfolios effectively
- Collect loan repayments and manage delinquent accounts
- Promote financial literacy and provide client education
- Maintain accurate records and reports
- Build and maintain strong relationships with clients and the local community
- Comply with all relevant regulations and internal policies
- Contribute to the development and implementation of microfinance initiatives
- Participate in team meetings and contribute to the overall success of the team
Required Skills
- Excellent communication and interpersonal skills
- Strong analytical and problem-solving skills
- Proven ability to build rapport and trust with clients
- Knowledge of microfinance principles and practices
- Proficiency in loan processing and risk management
- Strong organizational and time management skills
- Ability to work independently and as part of a team
- Proficiency in using Microsoft Office Suite
- Fluency in English and local dialects
Preferred Qualifications
- Bachelor's degree in Finance, Economics, Accounting, or a related field
- Minimum of 2 years of experience in microfinance or a related field
- Experience working with underserved communities
- Certification in microfinance or related field is a plus
- Knowledge of relevant regulatory frameworks
Perks & Benefits
- Competitive salary and benefits package
- Health insurance
- Paid time off
- Opportunities for professional development
- Supportive and inclusive work environment
How to Apply
Interested and qualified candidates should submit their applications online through the provided link. Please ensure your CV and cover letter are attached.
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